NACA is the best purchase program in America. NACA provides both comprehensive housing counseling and access to an incredible mortgage. NACA has over $13 Billion committed from some the country’s largest lenders with everyone receiving these extraordinary terms:
The Best Purchase Product in America
PURPOSE: 1. Purchase
2. Purchase & Rehab
DOWN PAYMENT: None
CLOSING COSTS: None (lender pays)
INTEREST RATE: Below market
TERM: 30 years or 15 year
BUY-DOWN: Funds to Permanently Reduce Interest Rate One percent of mortgage amount reduces the interest rate by one-quarter of a percent (.25%) for 30-year mortgages and by half a percent (.50%) for 15-year mortgages. This is a tremendous added benefit.
APPLICATION FEE: None
POINTS & FEES: None
CREDIT HISTORY: Perfect Credit Not Required
Member’s personal payment history evaluated without consideration of his/her credit score.
P.M.I. : None
(Private Mortgage Insurance)
(Neighborhood Stabilization Fund)
As a NACA Member, you do not pay private mortgage insurance (PMI) which only protects the lender. You have access to NACA’s comprehensive post-purchase program through the Membership Assistance Program (MAP), free of charge for as long as you have your NACA mortgage.
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